15-Year vs. 30-Year Mortgage? How to Decide » Mortgage Masters Group

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15 vs. 30-Year Mortgages and How to Choose Which Is Right for You. If you’ve done even the slightest bit of research on obtaining a mortgage, you’ve undoubtedly discovered there are a wide range of mortgage solutions to choose from.

Paying on a mortgage loan for 30 years is typical, and in fact, many homebuyers assume they need to accept a 30-year mortgage term. However, this standard mortgage length is not written in stone, and you can choose to pay off your mortgage sooner with a 15-year loan. Advantages of a 15-Year Mortgage

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Pros and Cons of a 15-year Mortgage There are several types of mortgage products available on the market today. The 15-year mortgage has some advantages and disadvantages when compared to the 30-year.

One of the biggest decisions you’ll have to make with selecting a mortgage involves weighing the pros and cons of a 15-year and 30-year mortgage. The post 15-Year vs. 30-Year Mortgage? How to Decide appeared first on Real Estate News and Advice – realtor.com.

Instead of giving the mortgage company $95,130, we decided to keep it. 2. interest rate Savings. Similar to the point above, if you have the ability to go with a 15-year fixed instead of a 30-year fixed you may see about a 1% difference in your interest rate.

While a 30 year mortgage is considered the gold standard in this country, many homebuyers are finding that a 15 year mortgage is more advantageous for their needs. Read on to learn the differences between a 15 year and 30 year mortgage to help you decide which one is right for you.

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How to Decide Mortgage Masters Group There, Priority Mortgage Group offers a variety of mortgage products. When choosing between a 30-year and a 15-year mortgage, a borrower needs to consider both monthly payments and the overall cost of the loan.

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